BIZpaye New Account Application

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PERSONAL GUARANTEE & MEMBERSHIP AGREEMENT

In consideration of BIZpaye granting membership of the BIZpaye Trade Exchange to the Applicant, the Applicant(s) and the Guarantor(s) hereby acknowledge and agree that (“the Agreement”): (1) The BIZpaye Trade Exchange is operated in accordance with the BIZpaye Rules of the Trading Program (“the Rules” “RTP”); (2) The Applicant(s) and the undersigned Guarantor(s) agree to adhere to and be bound by the Rules/RTP; (3) A copy of the Rules/RTP can be viewed by the Applicant(s) and Guarantor(s) on the BIZpaye website at www.bizpaye.com. (4) The Applicant has seven (7) days from the date of this Agreement to review the Rules and advise BIZpaye, in writing, if they wish to cancel their membership and this Agreement.

The undersigned Guarantor(s) agree to jointly and severally guarantee the payment of all monies payable to BIZpaye, its duly appointed Franchisees and Agents and associated companies by the Applicant in accordance with this Agreement and the Rules. The Guarantee shall be a continuing guarantee and shall remain in full force and effect until all liabilities of the Applicant (including but not limited to any approved credit line) and reviewed credit line and credit loans are fully paid and satisfied. The Applicant and the undersigned Guarantor(s) shall indemnify and keep indemnified BIZpaye including its duly appointed Franchisees and Agents against all debts, liabilities, claims, suits, demands, costs and expenses in any way arising from this Agreement or the Applicant(s) involvement in the BIZpaye Trade Exchange.

The Applicant(s) and the Guarantor(s) consent to BIZpaye and its duly appointed Franchisees and Agents: (A) Obtaining a credit report containing personal credit information about the Applicant and/or Guarantor(s) either for the purpose of assessing the Application for Membership or for the purpose of collecting overdue payments from the Applicant and/or the Guarantor(s); (B) Disclosing to a credit reporting agency personal information about the Applicant’s dealings with BIZpaye; (C) Disclosing personal information about the Applicant and/or Guarantor to any credit provider named in a report obtained and to BIZpaye receiving information from any credit provider.

Please read the BIZpaye Rules of the Trading Program contained on the BIZpaye website at www.bizpaye.com. “Global Trade Management Pty Ltd. of Australia is the licensee and owner of the software and website pertaining to the operation of the BIZpaye Trade Exchange and has issued a Licence agreement to BIZpaye and its duly appointed Franchisees and Agents to manage the operations of the exchange in all countries worldwide. Global Trade Management Pty Ltd. is the proprietary owner of all intellectual property of the BIZpaye international payment platform including but not limited to , members electronic and hard copy information, the database and everything contained therein”. Members are members of Global Trade Management Pty Ltd. (Australia Company Number 672 140 233 .

Privacy Policy & Contact Information Statement

Global Trade Management Pty Ltd. (BIZpaye and all entities) is committed to providing quality services to you and this policy outlines our ongoing obligations to you in respect of how we manage your Personal Information.

We have adopted the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Cth) (the Privacy Act). The NPPs govern the way in which we collect, use, disclose, store, secure and dispose of your Personal Information.

A copy of the Australian Privacy Principles may be obtained from the website of The Office of the Australian Information Commissioner at https://www.oaic.gov.au/.

What is Personal Information and why do we collect it?

Personal Information is information or an opinion that identifies an individual. Examples of Personal Information we collect includes names, addresses, email addresses, phone and facsimile numbers.

This Personal Information is obtained in many ways including [interviews, correspondence, by telephone and facsimile, by email, via any of our websites or www.BIZpaye.com or other BIZpaye websites including www.account.BIZpaye.com, from your website, from media and publications, from other publicly available sources, from cookies] and from third parties. We don’t guarantee website links or policy of authorised third parties.

We collect your Personal Information for the primary purpose of providing our services to you, providing information to our clients and marketing. We may also use your Personal Information for secondary purposes closely related to the primary purpose, in circumstances where you would reasonably expect such use or disclosure. You may unsubscribe from our mailing/marketing lists at any time by contacting us in writing.

When we collect Personal Information we will, where appropriate and where possible, explain to you why we are collecting the information and how we plan to use it.

Sensitive Information

Sensitive information is defined in the Privacy Act to include information or opinion about such things as an individual's racial or ethnic origin, political opinions, membership of a political association, religious or philosophical beliefs, membership of a trade union or other professional body, criminal record or health information.

Sensitive information will be used by us only:

  • For the primary purpose for which it was obtained
  • For a secondary purpose that is directly related to the primary purpose
  • With your consent; or where required or authorised by law.


Third Parties

Where reasonable and practicable to do so, we will collect your Personal Information only from you. However, in some circumstances we may be provided with information by third parties. In such a case we will take reasonable steps to ensure that you are made aware of the information provided to us by the third party.

Disclosure of Personal Information

Your Personal Information may be disclosed in a number of circumstances including the following:

  • Third parties where you consent to the use or disclosure; and
  • Where required or authorised by law.


Security of Personal Information

Your Personal Information is stored in a manner that reasonably protects it from misuse and loss and from unauthorized access, modification or disclosure.

When your Personal Information is no longer needed for the purpose for which it was obtained, we will take reasonable steps to destroy or permanently de-identify your Personal Information. However, most of the Personal Information is or will be stored in client files which will be kept by us for a minimum of 7 years.

Access to your Personal Information

You may access the Personal Information we hold about you and to update and/or correct it, subject to certain exceptions. If you wish to access your Personal Information, please contact us in writing.

Trade Management Pty Ltd. (BIZpaye and all entities) will not charge any fee for your access request, but may charge an administrative fee for providing a copy of your Personal Information.

In order to protect your Personal Information we may require identification from you before releasing the requested information.

Maintaining the Quality of your Personal Information

It is an important to us that your Personal Information is up to date. We will  take reasonable steps to make sure that your Personal Information is accurate, complete and up-to-date. If you find that the information we have is not up to date or is inaccurate, please advise us as soon as practicable so we can update our records and ensure we can continue to provide quality services to you.

Policy Updates

This Policy may change from time to time and is available on our website.

Privacy Policy Complaints and Enquiries

If you have any queries or complaints about our Privacy Policy please contact us at:

Jointly with...

Global Trade Management Pty Ltd.
Australian Company Number 
 672 140 233

BIZspot Credit Pty Ltd. (T/A BIZpaye Australia)

Australian Company Number 29 666 791 199

402/11 Solent Circuit, Norwest,
New South Wales 2153 Australia

Tel: +61 2 8091 3678

Web: www.BIZpaye.com

Email: info@BIZpaye.com

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